وظائف في بنك الخليج في الكويت
Collection Officer
About the job
Job Purpose: To manage the allocation of 1- 30 days delinquent loans and credit cards to maximize account performance while providing a superior customer service.
Accountabilities
Collections:
Manage segments of delinquent accounts in accordance with agreed risk based priorities
Contact customers using call scripts and negotiate acceptable payment solution
Tactical use of account holds and deductions to support restoring delinquent accounts to a regular status
Review account allocation daily and plan activity to ensure it is aligned to customer salary credit dates
Manage inbound call volumes and ensure positive outcomes are achieved
Customers:
All negotiations to be conducted with fairness and professionalism
All payment solutions should be reasonable for both Bank and customer, and be reflective of financial circumstances
Embrace all aspects of call quality process when engaging with customers
Systems:
Update collections system with all activity and outcomes
Use call recording systems for all outbound/inbound call traffic
Review all customer account systems to identify if monies available to correct a delinquent account
Reports:
Review collection rate reports daily, plan to ensure performance targets are achieved
Maintain telephone activity reports
Generic Accountabilities
Corporate governance & compliance
Adhere to risk policies and procedures
Compliance to all regulations, particularly KD120 cost life allowance
AML Compliance
Education / Qualifications: Diploma in commerce/accounting/finance
Knowledge: General understanding of Collections activities and practices
Experience: minimum 1 year in similar role preferred
Accreditation / Licensing: N/A
Generic & Specific Skills:
Good Communication
Planning
Fact Analysis
Bilingual in Arabic & English
Proficient in IT (MS Office & Banking software)
Primary Location
Kuwait
Job
Entry Level Jobs
Organization
Collections
Schedule
Regular
Shift
Standard
Job Type
Full-time
Job Level
Day Job
Job Posting
Sep 19, 2023, 2:21:05 AM